| Conventional Mortgage Loans | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.250% | 7.302% | 0.000% |
| 20 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.875% | 6.942% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.625% | 6.707% | 0.000% |
| 5 Year Adjustable Rate - Portfolio | ||
| Rate | APR | Points |
| 6.750% | 7.460% | 0.000% |
| 7 Year Adjustable Rate - Portfolio | ||
| Rate | APR | Points |
| 6.875% | 7.392% | 0.000% |
| Home Equity Line of Credit | ||
| Home Equity Line of Credit | ||
| Rate | APR | Points |
| 8.250% | 8.250% | 0.000% |
| Home Equity Installment Loans | ||
| Fixed Rate Home Equity Loan - 5 Year | ||
| Rate | APR | Points |
| 7.500% | 7.500% | 0.000% |
| Fixed Rate Home Equity Loan - 10 Year | ||
| Rate | APR | Points |
| 8.000% | 8.000% | 0.000% |
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Stephanie Silva has over 20 years of Retail Banking experience with BankRI and joined the Residential Lending Department in 2016 after serving as Branch Manager of the Park Avenue Branch in Cranston. As an AVP, Mortgage Specialist, she has expertise in BankRI's Residential Mortgage and Equity lending program options and serves all areas of Rhode Island and Massachusetts. Stephanie enjoys partnering with First Time Homebuyer organizations such as PCF Development and is dedicated to assisting clients in all stages of purchasing, building, and refinancing. She is a member of Grupo Amigos da Terceira, a non-profit organization which preserves the culture of Azores, Portugal and that is involved in charitable works throughout New England and the Azores.
Territory:
East Providence, Providence, Pawtucket, Johnston